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Special offer for UK residents
Buy Now Pay up to a year later

  • It's great if you need to buy several items together

  • Available to UK mail order customers

  • There's absolutely no interest charged if you repay by the end of the deferred period*

  • It's easy to apply by phone or securely online


Spend over £835* with HPS and take advantage of our DEFERRED PAYMENT PLAN

Before the end of the deferred period you can settle in full without interest charges with just a £29 settlement fee, or continue with normal monthly payments and interest arrangements for the outstanding balance remaining at the end of the deferred period. APR 29.84%.


Buy Now Pay Later
Taking advantage of our Deferred Payment Plan could get you the bike equipment you need straightaway, by paying a deposit (typically of just 10% - may differ for certain product categories), with no more outlay for up to twelve months. And, if your balance is fully repaid by the end of the Deferred Period, the total amount payable will be the same as that at the time of purchase other than a £29 settlement fee (i.e. no interest will be charged). Alternatively, after the deferred period, you can spread the cost over 36 monthly installments by direct debit.

The length of the deferred period available depends upon the balance remaining after deposit, as shown in the chart below.

Balance remaining after deposit paid Deferred Period Applicable
£750 - £1500 Pay up to 6 months later
£1501 or over Pay up to 12 months later

Finance arranged by HPS (FCA number 698069) and available to UK consumers, subject to status and deposit.

Representative example: £2160 cash price, deposit £216 balance £1930. One repayment of £1944, 12 months later, 0% APR. Settlement fee £29, total payable £2189. If you make your repayments within the agreed loan term,
the only additional cost will be the £29 settlement fee as shown, if you do not, your interest rate moves to 29.84% APR

How the Plan Works
Arranged in partnership with Barclays, for delivery of the goods to your home address, the agreement can be taken out either by telephone application or by completing the form here.

The balance to be financed is arrived at by deducting your deposit from the total cash price of the items being purchased including VAT.

If the balance is unchanged at the end of the Deferred Period, 36 direct debited monthly repayments will then commence, the amount being that indicated on the agreement. If the balance has been part paid during the Deferred Period, the repayment amount remains the same, but the number of months is reduced accordingly. At any time during the Repayment Period, the agreement can be terminated by repaying the outstanding balance and there may then be an appropriate reduction in the interest charged, depending upon the term remaining.

Straightforward Application Requirements - all that's needed is:

You need to be 18 years of age or over (20 years if resident in Jersey) and a permanent UK resident

You must be in employment (minimum 16 hours per week), including being self-employed, or be of retirement age, or be a wife or husband at home and married to (not common-law) and living with spouse who must be in regular employment

You need to provide details of your current bank account for direct debiting purposes, e.g. bank address, account number, sort code, etc. (this information can normally be found on your cheque book)

You pay a deposit (minimum of 10%)

You must hold a current Cheque or Credit card from a major high street Bank or Building Society - please verify with us that your card type is applicable before travelling if visiting our showroom

Please note, your order will need to be delivered to your current home address, as matched to the address on the finance application, we are unable to ship the goods to an alternate address.

Alternatively, we can offer a competitive low rate personal loan at just 14.9% APR on any balance over £750 after a minimum 10% deposit has been paid. Subject to status.

With no deferred period you can start making your payments immediately with a choice of spreading your balance over 24, 36 or 48 months.

Typical example:

Amount Borrowed (after deposit) Finance Period Monthly Repayment
£850 24 months £40.80
£850 36 months £29.04
£850 48 months £23.21


*Balance must be £750 or over after a 10% deposit has been paid. This offer cannot be used in conjunction with any other offer, promotion or discount