for finance securely online now (for UK residents subject to status)
Thank you for considering our finance options - provided in partnership with Barclays Partner Finance- there are two alternatives we provide, please familiarise yourself withe the options before completing the application form below...
Option 1. Buy-Now, Pay-Later
Option 2. 14.9% Low-Rate, Fixed-Term Agreement, over 24, 36 or 48
With either option you you simply pay a minimum 10% deposit, the remainder
(your amount of credit) can then be paid up to 12 months later via
our 'Buy Now, Pay Later' plan or alternatively spread over 2, 3
or 4 years via our fixed term finance at only 14.9% APR.
Option 1. Based on the amount of credit, we are able to
offer the following options for our Buy-Now, Pay-Later plan:
Taking advantage of our Deferred Payment Plan could get you the bike equipment you need straightaway, by paying a deposit (typically of just 10% - may differ for certain product categories), with no more outlay for up to twelve months. And, if your balance is fully repaid by the end of the Deferred Period, the total amount payable will be the same as that at the time of purchase other than a £29 settlement fee (i.e. no interest will be charged). Alternatively, after the deferred period, you can spread the cost over 36 monthly installments by direct debit at a representative APR of 29.84%.
The length of the deferred period available depends upon
the balance remaining after deposit, as shown in the
remaining after deposit paid
up to 6 months later
£1501 or over
up to 12 months later
Finance arranged by Harwood Performance Source Ltd (HPS) (FCA number 698069) and available to UK consumers, subject to status and deposit.
Total amount of credit
Total amount payable
(early settlement single payment)
If you make your repayments within the agreed loan term, the only additional cost will be the £29 settlement fee as shown, if you do not, your interest rate moves to 29.84% APR.
Option 2. To take advantage of our Fixed-Term finance you will need to spend over £750 after a 10% deposit as been deducted.
The following is a typical example of a purchase based
on £850 (this is the amount of credit figure, total goods
value was £944.44 – 10% = £850). Representative Example:
Total Amount Repayable
Goods will be delivered to your registered home address
only, as provided in the form that follows.
Please check the points below to see if you qualify to apply for
must be over the age of 18
resident of the UK – minimum 3 years
regular employment (or student) working a minimum of 16 hours a week
persons must be over 50 (previous employment details will
(proof will be required, VAT cert. or tax reference. If you
are a sub-contractor in the building trade we require your
SC60, CIS4 or 714 reference numbers. If you are a Taxi driver
you will be required to provide your Badge Number)
forces. (Service Number will be required)
working through disability (invalidity, disability or mobility
benefit details will be required)
To proceed please complete the following form. All sections need
to be completed in full.
select the type of finance you require (see above for explanations).
14.9%, 24 Month Fixed-Term Loan
14.9%, 36 Month Fixed-Term Loan
14.9%, 48 Month Fixed-Term Loan
you have lived at the above address for less than 3 years
please provide your previous address
Barclays Partner Finance Terms & Conditions
USE OF YOUR INFORMATION
In considering your application we will search your record at
credit reference agencies. They will add to your record details
of our search and your application and this will be seen by other
organisations that make searches. Information held about you by
the credit reference agencies may already be linked to records
relating to one or more other persons. For the purposes of this
application you may be treated as financially linked and your
application will be assessed with reference to any “associated”
records. If you are a joint applicant or if you have told us of
some other financial association with another person, you must
be sure that you are entitled to: disclose information about your
joint applicant and anyone referred to by you. Authorise us to
search, link or record information at the credit reference agencies
about you and anyone referred to by you. An “association”
between joint applicants and between you and anyone you tell us
is your financial partner will be created at the credit reference
agencies. This will link your financial records, each of which
will be taken into account in all future applications by either
or both of you. This will continue until one of you successfully
files a disassociation at the credit reference agencies. We will
use a credit scoring or other automated decision making system
when assessing your application. We will also add to your record
with the credit reference agencies details of your agreement with
us, the payments you make under it, any default of failure to
keep to its terms and if you give us false or inaccurate information
and we suspect fraud, we will record this. These records will
be shared with other organisations and used by us and them to:
help make decisions about credit and credit related services such
as insurance for you and persons with whom you are financially
linked; trace debtors, recover debt, prevent money laundering
and fraud, and to manage your accounts. For these purposes we
or they may make further searches. Although these searches will
be added to your record, they will not be shared with others.
We and the credit reference agencies and fraud prevention agencies
will also use the records for statistical analysis about credit
and about insurance and fraud. We may also use information about
you to carry out market research. Fraud prevention agencies records
will also be shared with other organisations to help make decisions
on motor, household, credit, life and other insurance proposals
and insurance claims, for you and persons with whom you are financially
PLEASE TELEPHONE US ON FREEPHONE 0800 015 3506 IF YOU WANT TO
HAVE DETAILS OF THOSE CREDIT REFERENCE AND FRAUD PREVENTION AGENCIES
FROM WHOM WE OBTAIN AND TO WHOM WE PASS INFORMATION ABOUT YOU.
YOU HAVE A LEGAL RIGHT TO THESE DETAILS. YOU HAVE A RIGHT TO RECEIVE
A COPY OF THE INFORMATION WE HOLD ABOUT YOU IF YOU APPLY TO US
IN WRITING. A FEE WILL BE PAYABLE. Calls may be monitored for
staff training purposes.
Please tick the following box to indicate that you understand
and accept the above conditions
you have completed the form, please submit your request. We will
contact you to confirm all your requirements have been met and to
answer any further questions you may have.
Harwood Performance Source Ltd (HPS), New Street, Alfreton, Derbyshire DE55 7BP (FCA number 698069) acts as a credit broker and not the lender. Barclays Partner Finance acts as the lender. Barclays Partner Finance is a trading name of Clydesdale Financial Services Limited a wholly owned subsidiary of Barclays Bank PLC. Clydesdale Financial Services Limited is regulated by the Financial Conduct Authoritty (Financial ServicesRegister number 31175) registered in England. Registered No. 2901725. Registered office: 1 Churchill Place, London E14 5HP.